Category Archives for Plano Resources

Do you have kids in PISD schools? Read our guide to your PISD board candidates!

Do you know much about the PISD Board?

I met the candidates this morning at one of their many open forums that they are holding in the run up to April 24th (for early voting) and May 6th (Election Day).
As parents of PISD kids, we must keep ourselves informed on our candidates and the issues that they are campaigning on:
Among the topics, candidates spoke about:
  • Anti-bullying
  • Foreign Languages at Elementary level
  • New IB programs including the new one at Huffman Elementary
  • Managing our tax dollars efficiently
  • Balancing every school to be equal regardless of zip code or area
  • Closing the achievement gap from Economically disadvantaged and ESL students
  • PreK resources are available already in PISD but preparing kids for Kindergarten and providing more PreK education VS minimal early childhood investment (letting kids enjoy their childhood)
  • SPED
  • Teacher parent relationships and more involved parents in our schools
  • Being Career ready vs College ready – arming students with skills to be prepared for the workforce, whether or not it involves College or advanced education
  • Pay and educate our teachers and allow them more time to work with subs and plan lesson plans ahead of time.
  • Partnering with businesses to invest in our students with the skills and technological education they need for our future workforce
  • Innovative new ideas to prepare our students for the future

Your Candidates are:
Place 1
Carissa Picard (www.picardforplano.com)
Tammy Richards (incumbent) (www.tammyrichards.org)
Place 2
Sree Yedavalli (www.votesree.org)
Place 3
Nancy Humphrey (incumbent) (www.nancyhumphrey.org)
Nathan Rylander (www.nathanrylander.org)
Yvette Jackson
Place 6
Marilyn Hinton
For more information on PISD, check their website www.pisd.edu. The Board of Trustees can be contacted via Voicemail, email or U.S. mail
Cast your vote during early voting, starting April 24th and on the main election day, May 6th. For the Mom’s Guide to Voting in Plano, click here

A Moms Guide to Understanding Insurance

Have you ever looked at your policy and it made no sense? Or have you been on the phone with the agent and didn’t know how to answer all their questions? Insurance terminology can be rather confusing. However, it’s one of the most important things you need to understand to ensure you are fully protected. Here is a Mom’s Guide to Understanding Insurance from Jennifer Alameda, at JK Insurance Agency. 

For Auto:

There is property damage and liability coverage when you are at fault. You also need to carry uninsured motorist to protect yourself.

  1. Are you adequately covered? When looking at your automobile policy, make sure the property damage coverage would be enough to replace your car and the other party’s car, if you caused the accident. I often see that people carry $25,000 in property damage. At one time, that was probably enough, but no longer so. Driving around North Texas, I rarely see a car that is under 25,000.  If I only carried 25,000 and I hit a car valued at 35,000 and it was totaled, I would be responsible for the difference. Have your agent review exactly how much coverage you have in each scenario.
  2. Do you need extras like towing and rental car coverage and is it worth it? Most people don’t carry this as an attempt to save money. Have your agent quote it with and without. You can then decide for the nominal increase in premiums if it is worth it. I always recommend this for my clients.
  3. How much should the deductible be? $250, $500 or $1000. It really depends on your situation. The lower the deductible, the higher the premium. The higher the deductible, the lower the premium. I encourage my safe drivers that have a savings account to go with the higher deductible and lower their premium. But there are cases when a lower deductible is preferred. Your agent can walk you through the scenarios and see what is the best fit for you. Ask them to run the quote both ways and compare.
  4. For the underinsured or uninsured motorist, have your agent explain how this works with the coverage you select.

For Homes:

Policies are a little easier to understand. You have property coverage for your home, your possessions and you have liability insurance in case something happens to someone at your home.

  1. Your dwelling coverage should be enough to rebuild your house in a total loss. It doesn’t have to be insured at the price you paid for it. Some houses in our area are selling for much higher prices due to demand. Speak to your agent about what is reasonable.
  2. Your personal property is normally covered at a percentage of what your house is worth. If you have additional valuables (jewelry, collector items, etc) these should be added separately as an endorsement.
  3. Most policies I have seen have $300,000 in liability coverage. If you feel you need more, you can add it, or explore an umbrella policy.
  4. In Texas, insurance companies do not offer foundation coverage caused by shifting of the soil. If you have a pipe burst in your foundation, then it would be covered. But if the earth shifts and your foundation cracks, it is not covered by insurance.

 

A few last tips….

  1. If you bundle your home and auto, most companies will offer you additional discounts.
  2. Shop around! Your independent agents have access to various carriers and compare quotes.
  3. Ask questions! If you don’t understand something about your coverage or have a question about what you need or don’t need, talk to your agent.
  4. Protect yourself! If you are not properly insured, it can cost you.

 

Jennifer has created a great offer for Plano Moms. For any Plano Mom who purchases a policy, you will receive a $25 Amazon gift card! The offer is good until August of 2017.  She offers free no obligation quotes for all clients.

Jennifer Alameda, Agent JK Insurance

Check out her listing in the Plano Mom’s directory.     Follow them on Facebook too!

Mom’s Best Friend Childcare

Finally, reliable childcare!

Mom’s Best Friend is one of the best nanny agencies in the country. They provide hiring assistance for anyone looking for reputable, professional nannies for their families. MBF also provides nanny placement for those qualified. They currently offer local services in Austin, Dallas, Fort Worth, Houston and San Antonio, Texas; Chicago, Illinois; and Aspen, Beaver Creek and Vail, Colorado. They also provide staffing nationwide.

Families turn to Mom’s Best Friend to find the best in Dallas and Fort Worth nannies and babysitters. They have a thorough screening process, resulting in a select number of nannies and babysitters. This saves you time and provides you and your family with peace of mind. They offer insight into the different types of Dallas / Fort Worth nanny and babysitter roles and positions, from nanny managers to child educators.

  • Extensive on-line application
  • In-Person Screening Interview
  • References checked and former employment verified
  • Extensive criminal background investigation
  • Sex Offender Search
  • Verification of Social Security Number as well as another form of legal identification
  • Motor vehicle records check
  • Highest level of education verified
  • CPR and First Aid Training
  • Agency Training: Nanny Professional Development or Babysitter Orientation

I know Moms are always looking for good quality child care services to have as contacts. Mom’s Best Friend is offering a great promo for all Plano Moms! Right now you can save $50 off our Temporary or Permanent Division Membership when mentioning #MBFchildcare.

 

Plano Shotokan Karate

If you are looking for something fun for your kids try Plano Shotokan Karate.

Plano Shotokan Karate offers several classes that are perfect for children and even adults. They are located off Spring Creek Parkway in Plano. Classes start at beginners for ages 3-5. Doing karate can spark the adventure of self-discovery, empowerment and unlimited potential, whilst getting in great shape.

They teach Confidence, Focus, Discipline, and Respect. Traditional Karate for Today!

 

The students experience serious, life-changing benefits beyond physical fitness when they train with Plano Shotokan Karate.   Most of them are not prepared for the soul-filling, heartwarming effects of our classes and how they change a person’s whole outlook on life.

Spark the adventure of self-discovery, empowerment, and unlimited potential while getting in great shape!

Our students come from all walks of life and start at different fitness levels. We love to work with beginners and elite athletes alike. No matter what your starting level is, you’ll get a great workout, gain lean muscle, and learn techniques to keep you and your family safe. Even if you are a beginner, that is okay.

Students use our classes as a highly effective training tool for personal defense, a stellar boost to weight loss and fitness gains, or even as a stand-alone martial art.

Are you ready to try out Plano Shotokan Karate? They are offering a great incentive for Plano Moms!  50% off their 6-week trial class (usually is $69). Take advantage of this offer by using the code PLANOMOMS50 at checkout on any of our age group programs.

 

For more information, check out Plano Shotokan Karate on our directory page.

 

Get a Will Set Up for Your Kids

After you have children it’s very important to have a Will and legal documents in place. It’s not fun to think about something tragic happening to you but it’s best to have a plan in place for if something should happen. Taking the time now to be prepared with a written will is beneficial to the family members that are left behind.

 

Here’s a question for you,  If you died today, would your family be prepared? It’s not something fun to think about but if something were to happen to both you and your husband, what would happen to your kids? Who would take care of them? What finances would they have set up for the future? You never know when an unexpected illness or accident can occur. It’s best to plan NOW. Thankfully the law offices of Lorie L. Burch are here to help.

If you do not have a Will in place and something happens to you and your husband,  did you know that the court will determine the guardianship of your children?   You will get no say in the matter because you did not have it written in a Will. Your kids could end up with some family member that you would never want them living with. That’s a scary thought!

If you do not have a Will in place,  the state will determine who inherits your estate, and the court will appoint a trustee of your children’s inheritance. You do not want these to happen! Having a Will in place will help your children for the future.

These are just some of the negative side effects of not having a will in place. The law offices of Lorie. L Burch does not want this to happen. She is offering a 10% discount to all Plano Moms!  Her law offices not only help with wills and trusts, but they also help with probates, powers of attorney, and estate planning. The time is now, start your planning today.

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Lorie is a local Plano kid turned attorney who has a passion for helping families set up simple to comprehensive estate planning, including Wills, trusts, powers of attorney, living wills, and probate.  As a mom herself, Lorie realizes how critical it is to protect and safeguard your children…especially if the unexpected happens. While it is difficult to confront these topics, Lorie prides herself on helping parents ensure that their children would be taken care of in the event of disability or death. Lorie has a down-to-earth and compassionate approach to each and every family and takes the time to explain all aspects of this planning that most parents often miss. She is very active in her community and is an accomplished business leader and volunteer outside of her law practice. Lorie’s mission is to make sure every parent puts this vital planning in place to have protection for their family, and peace of mind for themselves.